Cash flow modelling
- Does it work for you? That's all we're interested in
- Our cash flow models clearly show your progress in relation to your financial wish-list helping us identify areas you need to address
- It's essential that effective tax-planning forms part of your wealth management strategy and yet it's surprising how often it's omitted
- We will incorporate tax-planning in your solutions; helping you keep more of the money you make
Planning your retirement
- Retirement is simply about accumulating sufficient assets
- Whether you decide to ease your way into it or stop working altogether, the key is to do in ways that fit with your plans; we'll design strategies that do!
- Through experience and expertise we often identify planning opportunities that have previously been overlooked
- Cash reserves, long-term care funding and family security are often poorly planned or even disregarded
- We work with long-term specialists to ensure simple and practical solutions show you how to combat the risk of the unforeseen thwarting your planning
School and university fees
- If you'd like your children to be educated privately or benefit from a university education, there are decisions to be made over where and how they will be educated - and how that education is paid for
- We understand from personal experience the need for targeted savings to meet these costs and the advantages certain fee-planning structures can have over others
Generation to Generation
- Using traditional and specialised planning arrangements we can help ensure that your wealth passes efficiently from generation to generation
- Our experience, sensitivity and understanding of the options in this complex area enables us to work with all parties to formulate solutions that work for you
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.